For Adults · Prescription Brightening

Melasma Cream

Three actives for stubborn dark patches.

A compounded triple-combination cream for melasma and uneven pigment — tretinoin 0.1%, hydrocortisone 1% and hydroquinone 4%, or 8% in Max for stubborn patches — prescribed online, reviewed by licensed providers, prepared by a U.S. 503A pharmacy and shipped discreetly to every state except Alabama, Arkansas, California, Florida, Kentucky and South Carolina.

$417 for 3 months

Choose your formula

The usual starting strength.

Supply

One payment for a 3-month supply.

Start your online visit →

A few private questions, then a licensed provider reviews your answers.

100% Online Licensed Providers Discreet Shipping No Insurance
At a glance
Results
Weeks to months
Dosing
Set by your provider
Form
Topical cream
Helps with
Melasma & spots
Class
Triple combination
For
Adults
The basics

What is melasma cream?

The formula

A compounded prescription cream

Hydroquinone4% or 8%
Tretinoin0.1%
Hydrocortisone1%
  • Made by a U.S. 503A compounding pharmacy
  • Treats: Melasma, dark patches, uneven tone
  • Dosing set by your provider
  • Provider-reviewed, no insurance required
  • Discreet, unmarked shipping to every state except Alabama, Arkansas, California, Florida, Kentucky and South Carolina
Start your online visit →

This is a triple-combination cream: three prescription actives in one base, the approach dermatologists have used for decades for melasma. Ours is compounded by a U.S. 503A pharmacy; compounded formulas are not themselves FDA-approved.

Hydroquinone (4%, or 8% in Max) slows the production of new pigment, tretinoin 0.1% speeds the turnover of pigmented cells and helps the hydroquinone reach where it works, and hydrocortisone 1% calms the irritation the other two can cause.

Through ForbiddenRx, a licensed provider reviews your skin and history and decides whether this cream, and how it is used, is right for you.

Understanding the cause

Why does melasma keep coming back?

Melasma is a pigment condition: pigment cells in the skin become overactive and deposit brown or grey-brown patches, most often on the cheeks, forehead, upper lip and chin. Sunlight, visible light, heat and hormones (pregnancy, birth control) are common triggers, which is why it tends to return without daily sun protection and why it usually needs a prescription-strength approach.

✔Overactive pigment cells

Melanocytes produce more pigment than surrounding skin, creating patches. Hydroquinone slows that production.

✔Triggered by light and hormones

Sun, visible light and hormonal changes restart the process, so daily broad-spectrum SPF is part of every melasma plan.

Know the difference

Over-the-counter brighteners vs. a prescription triple cream — what's the difference?

Over-the-counter brightening products use milder ingredients at fixed strengths. Since 2020, hydroquinone is prescription-only in the U.S., and this cream pairs it with tretinoin and a mild steroid, with a provider deciding whether it fits your skin.

 Brightening serum (OTC)Single-active Rx creamMelasma Cream (Rx)
What it isVitamin C, niacinamide or similarOne prescription activeThree prescription actives
HydroquinoneNo (Rx-only since 2020)SometimesYes, 4% or 8%
Provider involvedNoYesYes — reviews your skin & history
FormulaOne-size-fits-allFixedCompounded per prescription

Melasma is stubborn and tends to return. A provider decides whether a triple cream is right for you and how it fits with sun protection and maintenance.

How it works

How does melasma cream work?

Each active works on a different part of the pigment problem, which is why the three are combined.

I

Slows new pigment

Hydroquinone (4%, or 8% in Max) reduces the activity of tyrosinase, the enzyme pigment cells use to make melanin.

II

Turns over pigmented cells

Tretinoin 0.1% speeds how quickly pigmented surface cells shed and helps the other actives penetrate.

III

Calms irritation

Hydrocortisone 1%, a mild steroid, settles the redness and irritation the other two can cause.

Who it's for

Who is melasma cream for?

It's for adults with melasma or stubborn dark patches. A provider confirms it's appropriate for your skin and history.

✔Melasma

Brown or grey-brown patches on the cheeks, forehead, upper lip or chin.

✔Dark spots that won't fade

Pigment that over-the-counter brighteners haven't improved.

✔Post-inflammatory marks

Darker marks left after acne or irritation, when a provider thinks it fits.

✔Uneven tone

Patchy pigment you'd like to even out under a provider-guided plan.

✕When it's not the right fit

Avoid it if you're pregnant, trying to conceive or breastfeeding. Hydroquinone used for long periods or at high strength can cause ochronosis (a blue-black darkening of the skin), so it is used under a provider's plan, not indefinitely. Tell your provider about broken or irritated skin, eczema, or a past reaction to any of the three actives.

How to get it

How do I get melasma cream online?

You complete a private online visit, a licensed provider reviews it, and — if appropriate — your prescription ships to your door. No insurance required, no in-person appointment, no waiting room.

Complete your online visit

A few private questions about your skin, goals, and history, on your own time.

Provider review

A provider licensed in your state reviews your information and, if appropriate, writes your prescription.

Discreet delivery

Shipped from a U.S. pharmacy in plain, unmarked packaging to every state except Alabama, Arkansas, California, Florida, Kentucky and South Carolina. Reorder anytime from your dashboard, and our support team is an email or call away.

Your price is shown before you pay. No insurance needed.

Using it & safety

How is it used, and is it safe?

This is a compounded topical. How much you use, how often, and for how long are set by the provider who reviews your visit. We deliberately do not publish a regimen here, because that is a clinical decision about you, not a product specification.

Forms & how it's used

Form
A compounded cream: tretinoin 0.1%, hydrocortisone 1%, hydroquinone 4% (Max: 8%).
Which strength
Most people start on 4%. Max (8%) is for patches the 4% hasn't moved, if your provider thinks it fits.
Dose & schedule
Set by your provider after your visit. Follow the directions on your label.
Sun protection
Daily broad-spectrum SPF is essential — light restarts melasma and tretinoin increases sun sensitivity.
How long
Hydroquinone is usually used for a limited period your provider sets, then reviewed.
What to expect
Some dryness, peeling or mild irritation is common early on.
TopicalProvider-set planDaily SPF

Safety & side effects

⚠ Avoid if pregnant or trying to conceive

Do not use it if you are pregnant, planning to become pregnant, or breastfeeding. Tell your provider about pregnancy, all medications and any skin conditions before starting.

Possible side effects include:

  • Dryness, peeling and redness
  • Stinging or irritation
  • Increased sun sensitivity
  • Skin thinning with long steroid use
  • Ochronosis (blue-black darkening) with long or high-strength hydroquinone use

Stop and contact your provider if you develop severe irritation, blistering, a rash, or any darkening of the treated skin.

Compare your options

Which skin option fits you?

A side-by-side look at the prescription skin options available through ForbiddenRx. Your provider helps you choose what's right.

TreatmentWhat it isBest forFormForRx required
TretinoinA prescription retinoid (vitamin A)Acne + anti-agingCream / gelAdultsYes
Melasma Cream
This page
Tretinoin / hydrocortisone / hydroquinone 4% or 8%Melasma & dark patchesCreamAdultsYes
Luminous GelKojic / tranexamic acid / tretinoinMelasma, hydroquinone-freeGelAdultsYes
Clarity CreamClindamycin / spironolactone / tretinoinAcneCreamAdultsYes
Rosacea CreamAzelaic acid / ivermectin / metronidazoleRosaceaCreamAdultsYes
Anti-Aging Night CreamEstriol / tretinoin / vitamin CFine lines & firmnessNight creamAdultsYes
Under-Eye CreamCaffeine / tretinoin / glycolic acidDark circles & puffinessEye creamAdultsYes
Scar GelSilicone / betamethasone / lidocaineRaised scarsGel creamAdultsYes
GHK-Cu CreamA copper-peptide repair creamFirmness & recoveryCreamAdultsYes
Questions, answered

Melasma Cream FAQ

What does melasma cream do?

It combines hydroquinone (4%, or 8% in Max), which slows new pigment, tretinoin 0.1%, which speeds the turnover of pigmented cells, and hydrocortisone 1%, which calms irritation. Together they are a long-used approach to melasma and stubborn dark patches.

How long until I see a difference?

Pigment fades slowly. Many people notice changes over several weeks to a few months of consistent use with daily sun protection. Results vary, and melasma can return, which is why your provider plans maintenance.

What is Melasma Cream Max?

The same cream with hydroquinone 8% instead of 4%, for stubborn patches. Most people start on 4%. A higher strength can irritate more, so your provider decides whether Max fits and how long to use it.

Why is hydroquinone prescription-only?

Since 2020, hydroquinone is no longer sold over the counter in the U.S. At prescription strength it should be used under a provider's plan, including how long to use it, because long or high-strength use can cause side effects.

Is there a hydroquinone-free option?

Yes. Luminous Gel uses kojic acid, tranexamic acid and tretinoin instead. Your provider can help you choose.

Do I need sunscreen with it?

Yes — every day. Sunlight and visible light restart melasma, and tretinoin increases sun sensitivity. A broad-spectrum SPF is part of the treatment.

Can I use it while pregnant?

No. It should be avoided during pregnancy, while trying to conceive, and while breastfeeding. Tell your provider if any of these apply.

Credibility you can verify

Care held to a higher standard

Licensed Providers

Physicians, NPs & PAs licensed in your state

503A Pharmacies

U.S.-based compounding partners

Most U.S. States

We confirm your state during intake

Explore more

Build your routine

Even out your tone

Complete a private online visit and a licensed provider decides whether melasma cream is right for you, and how to use it.

Start your online visit →

  • Discreet, unmarked packaging
  • Reorder from your dashboard in a few taps
  • Message your provider any time
  • Licensed providers in every state except Alabama, Arkansas, California, Florida, Kentucky and South Carolina
Sources

Sources & references

Written by ForbiddenRx and checked against FDA prescribing information and published sources · Updated October 2026. It is general information, not a review of your own health; your provider decides what is right for you. It is provided for general educational purposes and is not a substitute for professional medical advice, diagnosis, or treatment. Always talk with a licensed provider about your individual skin and health.

  1. American Academy of Dermatology. Melasma: diagnosis and treatment.
  2. U.S. Food & Drug Administration. Drugs@FDA — prescribing information for hydroquinone, tretinoin and hydrocortisone combinations.
  3. U.S. Food & Drug Administration. Compounding and the FDA: Questions and Answers.
For further reading

Clinical references

This page is educational and is not medical advice.